Do I Need a Lawyer to Sue After a Rideshare Accident?

If you were riding as a passenger in a rideshare such as Lyft or Uber, or if you were involved in a collision with a rideshare service, figuring out who will cover your costs can be confusing. You could be looking at filing a claim with your own insurance company, the rideshare’s driver, or the rideshare service.

Unfortunately, it is unlikely that you’ll get the answers you are looking for by contacting the insurance company on your own, as they will not have your best interests in mind. Working with an experienced attorney is, by far, the best way to get the correct answers from someone who is looking out for you.

Below, we go into further detail about why rideshare accidents are more complicated than your run-of-the-mill auto wrecks and how to ensure you are getting fully repaid for your losses.

The Trouble with Rideshare Auto Insurance

Both Uber and Lyft have million-dollar auto insurance policies designed to protect those involved in an accident with an affiliate of their company. The trouble comes, however, when the rideshare service only offers coverage in specific situations.

For example, if the driver is not in driver mode, then neither company will pay out on submitted claims. But if you were harmed while a driver was en route to a destination while transporting a passenger, you’ll almost certainly be able to file a claim with the rideshare service’s auto insurer.

The best way to know whether you have the right to file a claim with Uber or Lyft’s insurance company is to discuss your case further with your attorney.

Fight for the Repayment You Deserve

In cases where the rideshare service is not responsible for covering your losses, you will likely need to file a claim with the driver’s auto insurer. This will typically cover a portion of your lost wages and medical expenses, per the state’s personal injury protection (PIP) coverage requirements.

Other damages you endure will need to be secured through a civil claim against the at-fault party, whoever it may be. A qualified lawyer can help you throughout this process to secure maximum compensation.

Reach Out to a Rideshare Accident Lawyer in Boston

If you would be interested in learning more about how a Boston rideshare accident lawyer at Joel H. Schwartz, PC can help you in the aftermath of your collision, schedule a free consultation with our firm. You can do so by submitting the brief contact form at the bottom of this page or by calling our office at 1-800-660-2270.