What Is the Car Accident Claim Process in Massachusetts?

While you are recuperating after a car crash in Massachusetts, you should be doing everything you can to get the person or persons who are responsible for causing your injuries to pay you for the damage they’ve inflicted on your life.

You have a couple of options in terms of holding the at-fault party accountable: going through the insurance company, where applicable, and bringing them to civil court by filing a Massachusetts car accident claim. Below, we go into further detail about each of these opportunities so you have a better understanding of what the car accident claim process is in Massachusetts.

Fault and the Auto Insurer

In most car accident claims, you will start by filing a claim with the insurance company. Usually, if the driver who hit you is found to be liable for causing the collision, then we will file a claim with their auto insurer and obtain a settlement that is appropriate for your damages.

However, in cases where your total losses exceed the limits of the at-fault driver’s auto insurance policy, we will need to bring them to court to obtain the maximum repayment you deserve.

Being Repaid in Full after a Wreck

Though you may be intimidated at the thought of going to court, if we are unable to settle your case with the insurance company, if the culpable party is not the driver who hit you, or if the liable driver’s auto insurance doesn’t cover your losses, then going to court is going to be our best option for securing the compensation you’re owed.

Your attorney will handle the negotiations with the insurer first and then advise you on how they believe you should proceed. If  we do go to court, we’ll present evidence that supports your case, the defense will offer their refutation, and the judge and/or jury will then determine if they should be compelled to pay you back for their negligence.

Consult with a Massachusetts Car Accident Lawyer

Most people have no idea how the car accident claims process works in Massachusetts, but thankfully, an experienced Massachusetts car crash attorney at Joel H. Schwartz, PC can help you better prepare for what’s to come. You can come in for a complimentary claim review by calling our firm at 1-800-660-2270 or filling out the convenient contact form located at the bottom of this page.