What Should I Tell My Insurance Company After a Car Accident?

Car insurance is something you simply cannot afford to do without. However, for many people who have been in an accident, “what do I tell my insurance company after a car accident” is the most important question on their mind.

The Immediate Aftermath

Immediately after an accident, the answer to “what I should tell my insurance company” is “absolutely nothing.”

Your very first priority is to get the medical attention you need so that your health and wellbeing are cared for before you start thinking about your legal and insurance responsibilities.

After this you will want to speak with your car accident lawyer who may talk to the insurance company for you.

Inform Your Insurance Company for Your Own Benefit

You will need to inform your insurance company of the accident early on, but always follow the advice of your attorney throughout this process.

Your insurance company will investigate the circumstances of the accident. They do this to determine who was at fault. They will primarily be looking for ways to blame the other driver or contributing external factors that someone else may be responsible for.

While they are not doing this for your benefit directly, the investigation nonetheless provides you with a great deal of benefit if they get results.

What Not To Say:

Almost as important as what you should say to your insurance company is what you should not say to an insurance company.

What you should say includes giving them all the relevant information about the accident like the other car involved, the location of the accident, the time of the accident, and so on.

However, there is a list of things that you never want to share with your insurance company without first speaking with your car accident lawyer:

• Never admit fault, even in passing, when you are speaking with the other driver, law enforcement, or your insurance company.
• Never make statements about your health and wellbeing. Saying that you are not hurt after an accident could be detrimental to getting the long-term care you will need if it turns out you had a delayed injury.
• Never make an “official statement.” Sometimes insurance companies will push you to make one. However, you are under no obligation to make an official statement without being properly represented by your car accident lawyer.

Speak to a Boston Car Accident Lawyer

“What should I tell my insurance company after a car accident” can be frustrating question to not know the answer to.

A knowledgeable car accident attorney from the Law Offices of Joel H. Schwartz can answer this question and take care of much of the process for you. Contact us by calling 617-742-1170, and let us handle it for you.